this post was submitted on 03 Aug 2023
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We should be retiring at 50. This is bullshit.
We should be building a society where the concept of retiring is alien because the entire point of living isn't to work.
RIGHT??????
But the point of living is simply to survive and procreate. There's no innate requirement of "living" to be not working... we worked hard for thousands of years just killing things to eat.
It is. We are chasing an egregore all the while destroying our planet. We need a mentality change, one that realizes we never removed ourselves from the same rat race for survival the rest of the life on this planet is in. We act like we are above our ecosystems, we are not. If our main focus was something else besides money, we might make it. But if we are only chasing the dragon, we will follow it to our deaths.
That is almost impossible. Even if we had machines and robots, there will always be the necessity for people to work
Do you mean this as in robots cannot do it all? Because I'm pretty sure they soon will be able to. Or do you mean it in that humans need challenges to make their lives feel complete? Because I would agree with that.
Wr should be able to retire whenever we want. Fuck work.
If you have enough money then ya
Women in China retire at age 50, men at 60
how are retirement plans in china? are they good?
Pretty good. My mum's living in Shanghai (most populous city in China) and has been a pensioner for 20 years. It's enough money to get by and now that she's 70 she also receives monthly coupons for her neighbourhood canteen (although food is already very cheap)
really? that seems unsustainable, but would explain a few things I suppose.
Unsustainable??? Have you seen how many people there is in China? They could probably retire at 30 and still have enough people to fill in the jobs.
China has a bad ratio of young people to old people. They have a lot of people, but as the population ages there will be fewer working people supporting more retired people. It's not just about money either. There are a finite number of nurses or caretakers in a country at any given time, so it will mean higher ratio of people needing care to those able to give it. It's a complex issue that almost every country is going to be dealing with more in the future, but China will probably feel it more than average.
Keep in mind China has a much tighter family structure where children look after their elderly parents, and in return grandparents provide free childcare so both parents are able to work full time. Nursing homes are not incredibly common but it might become a bigger problem as more and more young people move away from their family in the countryside to work in the bigger cities.
Oof. Check out what retirement ages were in the USSR. They were very similar to China with options to retire earlier if you worked more physically demanding jobs.
Turns out retirement ages in the imperial core have always been worse and since there is no big bad red to be scared of, the capitalists don't feel the need to make the same kind of concessions they needed to make to prevent similar uprisings in their country in the past.
Your life is being stolen from you for someone else's profit. It will always be this way under a capitalist system.
I mean it depends on what you want to do in life, some people live for flipping burgers, others live for going to the moon.
People love to have something to live for, but they end up making work their personalities because they have no time or energy for anything else. Turns out if you give people time to actually build a life, they don't want to go to work constantly.
You can retire at any age you want lol. Most people didn't live in their means nor did they save for retirement starting at 18/22. This was possible 30 years ago. These days? Not so much.
It doesn't mean you can't leverage it way better than most though. Starting a Roth IRA saves more money than even paying off your house loan in half the time. That's saving an extra $70,000 for most. Putting into retirement early triples that lol.
Compound interest via stock/bonds is a bullshit money generating hack made up by rich people to get richer though. The poors literally get their dregs from riding on their coattails then acting like they invested well. Nobody wants to admit that you should be able to retire indefinitely by what amounts to hoarding above a certain dollar threshold though lol.
Is it really just a simple matter of living within your means when you are constantly bombarded with the idea that you are inferior for not having that shiny new thing and banks are constantly trying to push you into predatory debt schemes like credit cards?
At that point, I don't blame people for not having a retirement fund. This is a systemic problem, not an individual failure and we should look at changing those systemic failures rather than pointing the finger at people and saying, "you fell for our bullshit and now you are poor. Shame on you!"
I just want wages to increase to a point where people with a decent education can afford a home without any major financial stress.
It's not normal to have professionals with bachelor's degrees not being able to afford a home.