this post was submitted on 03 Feb 2024
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Mildly Infuriating

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[–] chiliedogg@lemmy.world 6 points 9 months ago (5 children)

I had shitty insurance when I worked for a major retailer, and I had to go to the ER.

My copay was $300 plus 40% of the bill.

Turned out uninsured people making under $100,000 a year got a 90% discount at that hospital, so it was actually more than 4x the cost because I was insured.

[–] Jax@sh.itjust.works 3 points 9 months ago

That is beyond fucked

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[–] PraiseTheSoup@lemm.ee 6 points 9 months ago (1 children)

I just paid over $2000 to find out I don't have throat cancer. Also have insurance. That's just the cost of a 5 minute laryngoscopy and a 10 minute CT scan.

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[–] Carighan@lemmy.world 5 points 9 months ago

Yeah luckily that is free over here. Every few years, and always if a doc orders it.

[–] douglasg14b@lemmy.world 5 points 9 months ago

Honestly not even surprising anymore :(

My getting established visit with the doctor cost me $430 last month...

That's just a visit to get started and nothing of significance was actually discussed.

[–] force@lemmy.world 5 points 9 months ago

i got charged a few thousand (i think $3000?) for a regular ass MRI in Georgia. in italy the same thing would cost like €200-300 at most, probably less

[–] Hello_there@kbin.social 5 points 9 months ago (1 children)

You can't just drop that without details. Plan name. State. Monthly premium. Obamacare subsidy or no.

[–] paysrenttobirds@sh.itjust.works 5 points 9 months ago (1 children)

Yeah, I wonder, too. I've done the same for $15 copay through Kaiser (individual, marketplace) and Blue cross (employer).

[–] JDubbleu@programming.dev 2 points 9 months ago

I'm forever grateful to have been on Kaiser my entire life, and that all my employers have had it as an option.

It's expensive up front (~$5k per year, my employer covers it thankfully) but the most I'll ever pay per year out of pocket is $1500. Office visit/urgent care is $10, ER is $100 and waived if you're admitted, prescriptions are $20, and the most expensive surgery I could get is $150 which includes the hospital stay if needed. My partner got sterilized for like $35. The biggest thing for me is my therapy is free so long as it is virtual (my therapist is 4 hours away by car anyway), and $10 for an in person visit if I make the hike.

It's absolutely wild how much one's experience can vary with the healthcare system in the US based on their insurer alone.

[–] Kit@lemmy.blahaj.zone 5 points 9 months ago (1 children)

I had a $3000 bill for something similar and let it go to collections 2 years ago. I'm not fucking paying that. I just keep contesting the charges and it hasn't yet hit my credit. I imagine it will catch up with me eventually though.

[–] TexMexBazooka@lemm.ee 4 points 9 months ago

After 7 years it’s irrelevant

[–] Zerlyna@lemmy.world 5 points 9 months ago
[–] chemicalwonka@discuss.tchncs.de 5 points 9 months ago

Empire aka "The Land of the Free" "sarcasm"

[–] unconsciousvoidling@lemmy.ml 4 points 9 months ago

Everything in this fucking country is a giant predatory scheme.

[–] RBWells@lemmy.world 4 points 9 months ago

Yeah it sucks. If it's coded as "screening" it's covered. As a tip - my GYN says she can see as much in the 3d mammogram as she can with the regular plus ultrasound and that one she can code as screening and it costs about $25 as an add-on.

[–] asret@lemmy.zip 2 points 9 months ago

Shameless plug for NZ: https://www.timetoscreen.nz/breast-screening/sign-up/

But then of course you'd have to live somewhere that isn't the greatest country in the world.

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