this post was submitted on 25 Jun 2023
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Asklemmy
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i prefer cash, gives you anonimity and an easier overwiev of your spending
I also find card payments easier to track. My bank also provides a budgeting application integrated into their online banking, with automatic categorisation which is very useful. It shows how much you spend where and what your end of month balance will probably be. You can also set an alarm to warn you when you go over budget. Basically, they provide you with the same payment history analysis tools most banks probably have running in the background already.