this post was submitted on 25 Jun 2023
205 points (99.0% liked)
Asklemmy
43935 readers
791 users here now
A loosely moderated place to ask open-ended questions
Search asklemmy ๐
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
They only use darn cash in Germany. Feels like going back to ancient times.
i prefer cash, gives you anonimity and an easier overwiev of your spending
I also find card payments easier to track. My bank also provides a budgeting application integrated into their online banking, with automatic categorisation which is very useful. It shows how much you spend where and what your end of month balance will probably be. You can also set an alarm to warn you when you go over budget. Basically, they provide you with the same payment history analysis tools most banks probably have running in the background already.
paper money is aight, but coins are super annoying
Not true in cities, i havent had cash on me for at least two weeks now and Ive gotten by just fine
You can almost always also pay with card, but it's often only Girocard, not Visa or Mastercard. The fees of Girocards/Giropay are much lower, because it's run by the banks themselves, i.e. the companies most likely already have accounts at those banks, so they can subsidise the transaction fees with the banking fees the companies already have to pay anyway. Larger stores often accept credit cards, however.