UraniumBlazer

Universal healthcare is that but cheaper because the government doesn't have a profit incentive to price gouge.

Cheaper for everyone except higher income folk. They would benefit from a multi payer, private insurance system as they would end up paying less.

You're already doing that with insurance premiums.

Insurance premiums aren't decided based on my income. They're decided based on the probability of me needing healthcare. Therefore, we kinda are not doing that right now. Universal, single payer healthcare would mean that healthcare expenditure would increase with my income. If I'm rich, I would be very sad.

But I'm not. Also, eat the rich. Healthcare is a human right. I am very happy with the universal healthcare that I have lol. I wouldn't want it to go away at all. But again, I was talking about the technicality here.

We pay the middlemen, yes. I don't see how we pay for other people's healthcare. The private insurance that I've experienced takes many factors into account (age, quality of health, pre-existing conditions and so on). Thankfully because I'm both young, and don't have pre-existing conditions, I pay less insurance premiums than a kid born with diabetes.

Remember, we're talking about technicality here. We aren't talking about ethics. Strictly from a money standpoint, we're not paying for other people's insurance.

Ok, so I completely support universal healthcare. However, it still is true that you are paying for "someone else's healthcare". How?

Let's assume that there's a flat tax percentage - 30% for all. (Actually most developed countries have progressive tax systems, but let's ignore that for now). The more your income, the more tax you pay. Therefore, some people pay more tax than others. This means, that some people contribute more to fund the healthcare system compared to others.

Some people have pre-existing conditions. Some people may just be unhealthy due to bad lifestyle choices. I might be incredibly fit. The probability of me falling sick would be very less. If there were a multi payer healthcare system, then perhaps I might not need to spend much money on healthcare. A universal single payer system might be forcing me to pay more for others' healthcare. Therefore, saying that I'm paying for someone else's healthcare isn't inaccurate.

That being said, healthcare is a human right. Every human, regardless of financial status deserves timely access to good healthcare. That's why I support it.