I get job contracts for a few months at a time. Sometimes there are months when I'm unemployed, and those are hard on my savings. I used to do just fine, but this year has been very difficult and my normal savings are pretty much gone. (I still got some in funds/investments though.) So basically, I had a buffer but I had to use it, and now I have nothing. I guess it's because of the rise in prices? I don't "waste" money on frivolous things like I might have in the past, but it's only getting more and more difficult. Add to this student loans. I wouldn't have €1000 to spare for an unexpected expense. I am really angry at society, to be honest. If the job market wasn't so ass, I wouldn't have to deal with these short contracts.
this post was submitted on 10 Oct 2024
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It is crazy given my healthcare costs are 2k. I pretty much have a monthly nut of 6k and my wife and I do not live a lavish lifestyle oh and I won't be able to work much more before I will have to figure out retirement. I will be in ruin if I can't produce thousands a month.
I have 1k euro left. No job, 35 years old. I wanna kill myself sometimes.
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I'm tied down by one financial anchor and have opted to add two more smaller ones on top of that for giggles. I live very comfortably paycheck to paycheck, if I need to save for anything I can fairly easily put away around 3k a month. I can afford a random 1k expense without issue, currently anything above 2k would be a bit tougher, but still manageable.
Are you saving for retirement?
Average at best.
we're fiiinnneeeee. could be better
Barely surviving, but not from everyday expenses. Got two kids in college and this year FAFSA decided not to give any help to anyone so all expenses are on me.
Started paying off debt, saving, and investing consistently over 25 years ago. It has really worked out, and my wife and I are more financially secure than most. Even still, we're one health crisis away from potential bankruptcy, because we live in the United States.
Money is like water, you need some amount but more is not better. The smarter you are the less you need and the easier it becomes to always have plenty.
It sounds crazy to you because you have apparently had success handed to you through no work or special virtue of your own. Maybe get out of your comfy bubble a bit
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