Kubernetes is useful if you have gone full cattle over pets. And that is very uncommon in home setups. If you only own one or two small machines you cannot destroy infra easily in a "cattle" way, and the bloatware that comes with Kubernetes doesn't help you neither.
In homelabs and home servers the pros of Kubernetes are not very useful: high availability, auto-scaling, gitops integrations, etc: Why would you need autoscaling and HA for a SFTP used only by you? Instead you write a docker-compose.yml and call it a day.