this post was submitted on 09 Mar 2025
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A Boring Dystopia

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[โ€“] Carmakazi@lemmy.world 62 points 5 days ago (15 children)

Honestly what does retirement planning in America even look like anymore? The next five-ten years are looking to be extremely volatile both financially and politically. It almost feels more risky stockpiling a currency that may lose significant value or even devalue entirely if shit falls apart and/or global war breaks out.

You can't eat your 401k, buy Mountain House foods by the bucket like your racist uncle! Or something.

If your retirement window is 5 years, you're probably very very fucked.

If it's 10 years, as long as you're assuming social security is going to contribute $0, you're probably still pretty fucked.

15 years? Maybe, but at that point that whole global climate change thing we're ignoring is going to start getting more serious, so I'd wager on fucked.

20? Please, you're already in the trenches of the Water Wars, so your retirement plan is machine gun when you go over the top, sorry.

Basically retirement is going to be you dying once your insurance lapses and someone coming along later to pick your corpse up and billing your family for doing so.

(I'd love to be proven wrong, but 'What's the worst most awful thing that could possibly happen' seems to be the right choice these days.)

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