this post was submitted on 13 Dec 2023
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America has Zelle which does instant money transfers by email/phone. It's private but it works in my banking app, is totally free, and is instant
Zelle is a private company and not "America" wide. Your bank has to support it.
Otherwise, youre stuck in the paypal/venmo/cashapp loop with the rest of us.
Yay for private interests lobbying our government!