Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

In this community everyone is welcome to post links and discuss topics related to privacy.

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Do you use virtual credit cards? (lm.paradisus.day)

submitted 1 year ago by rutrum@lm.paradisus.day to c/privacy@lemmy.ml

39 comments fedilink hide all child comments

I came across privacy.com, a service that generates virtual credit cards, like aliases for your real credit card that can be paused or discarded at any moment.

My own credit card company has this feature. But it requires a browser plugin that so obviously is there to track my spending habits, so I've not wanted to consider it. Privacy.com looks like a great alternative.

But is it even worth it? It may be a hastle, but I can also cancel my actual credit card at any moment and they will send me a new number immediately and a card a few days later. From a privacy prospective, how much can a company use my credit card credentials to track me? Maybe a third-party virtual card provider even masks my own purchases so not even my credit card company knows? Not sure about that one.

Please share if you use one, who its with, and if its worth it.

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[–] doctorn@r.nf 7 points 1 year ago* (last edited 1 year ago) (1 children)

My bank's VISA functionality on my bankingcard not only requires a 2FA confirmation with a cardreader digipass every payment, but apparently also gives back an 'expired' answer when it gets checked after payment for 'saving it for future purchases/subscriptions', so most sites won't and the ones that do have me removing and readding it everytime I want to pay... A bit of a hassle, yes, but it does prevent rogue companies from taking anything I'm not acknowledging behind my back and made the use of proxy-cc's obsolete. It'll just add another technical step through another service, which is just one extra thing that can bug out, while still having to do the digipass thing everytime anyway (or even remove and readd it there if it's not able to save my card either.) 😅

[–] BingBong@sh.itjust.works 1 points 1 year ago (1 children)

What bank offers this?

[–] doctorn@r.nf 1 points 1 year ago

BNP Paribas Fortis. They're the first to replace 'Maestro' (by Mastercard but mainly only accepted in and close by Belgium) with the new VISA alternative of it, giving me a cardnumber which is also a working visa number and enabling me to use it on any website like a credit card...