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More affordable than total elimination?
"Most affordable ever" does not mean "most affordable possible." He tried that. SCOTUS stopped him. He's doing what he can to make the situation better.
Honestly I think this is better on the whole. Not if you were going to get your loans forgiven - I get that - but for today and tomorrow’s borrowers, this policy will be a positive thing and will still help current debt holders, too.
It can actually end up having the effect of causing tuition to go up.
When student loans became loans that couldn't get forgiven, and federal student loans became widely accessible for poor students, tuition prices got jacked up because the universities knew that they could get away with it. I imagine a similar thing will happen here.
The only true solution is to have free public higher education like the rest of developed nations do.
The true solution was to not mess with the system we had. Where the state schools were nearly free and debt was easy to discharge. The problem was they made it impossible to discharge.
This program will actually save my family more money than the program shut down by SCOTUS. Our loans were never (and are never) going to be completely forgiven, and that's fine. We owe collectively ~$90k. This plan is a manageable path to payoff for us, at least.
Fed loans should be scrapped, the reason college is so expensive is colleges see that the gov will give loans to anyone and back them up. The second that this became the norm, these colleges just saw a blank check.
Not sure how effective that would be. It would have to be paired with regulation on the cost of college tuition for it to actually do anything.
And even then, a "more affordable" college education still is unobtainable to many students. Most people have zero savings or even a negative net worth.
https://www.credit.com/blog/average-savings-by-age/
He tried total elimination. But Republicans and the activist SCOTUS ruined that dream.
This always baffles me. I hear people say "I'm never voting for a Democrat again! They couldn't get student loan forgiveness done!!"
You think Republicans will get student loan forgiveness done? You think not voting will get student loan forgiveness done? Think again.
Biden and Democrats are doing everything they possible can in a hostile environment where Republicans sue as soon as any forgiveness is on the horizon. And Trump's SCOTUS is there to help Republicans in that effort.
Elections have consequences! Vote!
No, he didn't. He tried the motions. The President does not have to collect on a debt or collect a tax without Congress forcing it. Which Congress can't practically do.