It's been nice seeing the FTC actually doing stuff lately. Guess we'll find out in few weeks if this is going to continue or if they'll be taking the next 4 years off.
politics
Welcome to the discussion of US Politics!
Rules:
- Post only links to articles, Title must fairly describe link contents. If your title differs from the site’s, it should only be to add context or be more descriptive. Do not post entire articles in the body or in the comments.
Links must be to the original source, not an aggregator like Google Amp, MSN, or Yahoo.
Example:
- Articles must be relevant to politics. Links must be to quality and original content. Articles should be worth reading. Clickbait, stub articles, and rehosted or stolen content are not allowed. Check your source for Reliability and Bias here.
- Be civil, No violations of TOS. It’s OK to say the subject of an article is behaving like a (pejorative, pejorative). It’s NOT OK to say another USER is (pejorative). Strong language is fine, just not directed at other members. Engage in good-faith and with respect! This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban.
- No memes, trolling, or low-effort comments. Reposts, misinformation, off-topic, trolling, or offensive. Similarly, if you see posts along these lines, do not engage. Report them, block them, and live a happier life than they do. We see too many slapfights that boil down to "Mom! He's bugging me!" and "I'm not touching you!" Going forward, slapfights will result in removed comments and temp bans to cool off.
- Vote based on comment quality, not agreement. This community aims to foster discussion; please reward people for putting effort into articulating their viewpoint, even if you disagree with it.
- No hate speech, slurs, celebrating death, advocating violence, or abusive language. This will result in a ban. Usernames containing racist, or inappropriate slurs will be banned without warning
We ask that the users report any comment or post that violate the rules, to use critical thinking when reading, posting or commenting. Users that post off-topic spam, advocate violence, have multiple comments or posts removed, weaponize reports or violate the code of conduct will be banned.
All posts and comments will be reviewed on a case-by-case basis. This means that some content that violates the rules may be allowed, while other content that does not violate the rules may be removed. The moderators retain the right to remove any content and ban users.
That's all the rules!
Civic Links
• Congressional Awards Program
• Library of Congress Legislative Resources
• U.S. House of Representatives
Partnered Communities:
• News
Welp... It was nice while it lasted
the jumping through hoops bullshit rigamarole to cancel my gym membership didn't dissuade me from canceling the membership, but it DID ensure that i'd never sign up for a fucking gym membership ever again
i don't even care if it's "click to cancel" now--fuck gyms in general
Pretty much stick to a non-corporate gym like YMCA. Or, find a place that will let you do month to month. There is absolutely no reason why gyms should be requiring a year long commitment. It’s not like they’re giving you some “subsidized” piece of hardware like a cellphone.
Pretty much stick to a non-corporate gym like YMCA. Or, find a place that will let you do month to month.
Many years ago I used to use Planet Fitness because they allowed a pre-paid membership with cash. You pay up-front for a year, and at the end of the year your membership expires with zero action on your part. Because you pay with cash there's not credit card for them to try to charge or any bank account they can try to pull funds from.
Thats an acceptable gym membership to me, but I doubt they still offer that.
That sounds reasonable. What you want to avoid is signing a contract that requires you to make a monthly payment for 1-2 years. If you move of just don’t like the gym it’s a pain in the ass to cancel. I’ve even seen some with hidden fees… like “surprise! we charge you an extra 50 bucks this month for some bogus reason that was buried in the fine print when you signed up.”
I tried to sign up recently (online) and it only gave an option to give them my checking account which I promptly noped tf out of. Haven't tried in person tho.
No way will I give a gym my checking account info. I don't give that to any merchant. Merchants can charge my credit card, accept me pre-paying, or for big purchases wire transfer.
In the past they only offered it a few times a year. From memory once around Thanksgiving (in the USA), and again for a couple weeks around xmas/new years. You have to go in in-person anyway to pay anyway. You'd likely have to contact your local location to find out when/if they offer it, and how much. It used to be $99/year prepaid, which was a great price in itself.
I'm in the bay area, and the location was built in the last 5 years. I almost guarantee they are cashless. I might give it a go at some point. I've got a garage gym with everything I need, but I wouldn't mind having access to a proper gym for some of the machines.
Idk about yall but it was easy for me to cancel. I just had to call the gym and they told me to call corporate and I got the run around so I just called the bank and reported my card lost and just like that gym membership cancelled
Gyms typically want your checking information, rather than your card to avoid exactly that.
So you just have to go to the counter and tell them to remove your payment information and when they don't, (they'll say they have but you'll magically get another change months later) then report them to your bank for fraud.
They'll get a hold of you real fuckin fast.
When they take your checking account details they're required by law to remove them from your system when you ask.
required by law
What's the penalty if they don't? Because if it's a fine, then they'll just build the fine into the cost of membership.
Lmao what penalty.
What the fuck is a checking account
A bank account that you use to pay for stuff, the one that your card is linked to, as opposed to a savings or an investment account.
Do you not have bank accounts in your country?
We call them current accounts, apparently.
That's interesting. Never heard of that term. Guess we both learned something today!
It's pretty cool how there's so many people from around the world here, you can learn a lot that you'd never come across otherwise.
What third world country do you live in where yall don’t have banks?
I live in a country that hasn't used cheques in a couple of decades. Being reminded of their existence and spelling it "check" was beyond my aging 40 year old brain.
Another trick is to tell your bank to block charges from a certain company.
I had to do this because some asshat at a shoe store signed me up for Sport Illustrated even though I declined at checkout. Took multiple calls and verifications it was "canceled" with Sports Illustrated customer support and after the third time it popped up on my CC statement, I just called my bank and they were fine just reversing the charge and blocking all further charges.
Also I don't buy shoes from those mall chain stores anymore.
Yeah but that requires making phone calls, and I'm a Millennial. We don't do phone calls.
But if I don't have to call the New York Times to cancel my subscription, how will they stay in business?! /s
SiriusXM is in shambles.
Thanks. Now do phone call spam.
This one is harder to stop since lots of scams are hosted over VoIP from overseas.
It isn't the calls per se, though I'm not a fan of sales calls. It is the number spoofing that drives me nuts. I'm not an expert but I've got to believe allowing scammers to appear as valid phone numbers on caller id has got to be a solvable problem. Even just an indication that the call is coming from a VoIP relay and not my kid's school's landline has to be possible, no?
god it's nice when government works for the people occasionally, kudos to the many people who made this happen
WTF I needed this 22 years ago with AoL.
If you can’t be profitable without being honest then you don’t deserve to be in business.
Shut them the fuck down.
Naturally, republicans are against it.
Could they please take a position that helps normal Americans at least once, please?
Now they'll just fire half of their customer support to make the call times as slow as calling the govt in order to cancel and throttle their cancellations page speeds to do the same.
Not saying this doesn't help, it will, but they'll do anything they can to circumvent this.
Click to cancel. Fuck the calling.
If only it worked for all the dnc and petition site spam I keep getting, despite having unsubscribed a hundred times.
Oh boy I've got good news for you about a new FTC ruling!
Yeah, I don't remember donating, but maybe I did during 2020. I get emails all the time now and on my work email which is weird. (I don't think I would have gave them that) I've moved them to spam, tried to opt out, and they keep coming.
how about we get rid of cancelation or account closure fees!
The Verge - News Source Context (Click to view Full Report)
Information for The Verge:
MBFC: Left-Center - Credibility: High - Factual Reporting: High - United States of America
Wikipedia about this source
Search topics on Ground.News
https://www.theverge.com/2024/10/16/24271649/ftc-click-to-cancel-subscriptions-final-rule