I would go with a managed Nextcloud provider, it's such a pain to manage self hosting Nextcloud specifically.
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If all you want is Nextcloud, you are probably better off getting a managed service like this: https://www.hetzner.com/storage/storage-share/
Agreed. Not much more expensive than a VPS and saves you a lot of headaches.
Linode, Digital Ocean. I've worked with both in the past, but that was years ago so I don't know how things are now.
I've been at Contabo for years before moving my server home, was always happy with them. Just for something like Nextcloud you want a lot of storage space which gets expensive fast with a VPS...
Oracle have a great free tier. For free (not a trial, but forever free), you can get a virtual machine with 24gb RAM, and storage of 200gb. you might wanna consider that.
If you do choose to use oracle, I'll note you that you do need a credit card, tho it'll not be charged unless you manually upgrade your account to paid account.
I'm not advertising them, I just really think they're great and I'm using it myself.
Be extra vigilant with your backups though, free stuff always has a higher chance of weird stuff happening, once they just removed my VPS after my trial ended and told me to re-create it.
Of course. Need to be extra cautious so you don't get a surprise bill for your birthday.
That's what I liked more about Oracle as compared to AWS or GCP etc', is that you need to manually upgrade your account to paid account. and if u don't then you just can't create another machine or another block storage.
But still it's extremely important to read every word so you know what you're getting yourself into.