Insurance impedes fucking everything here
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I had to go through “prior auth” hell. Took me 3 months to get started on a treatment they my dr and I wanted. Some faceless person in the cloud kept denying it to the point that the company that made the drug brought in a person to help get the paperwork figured out.
This all stems from healthcare being tied to capitalism. Drug manufacturers want to make money and market their products to drs and patients. Insurance companies don’t want to pay so they employ desk jockeys to shuffle paper around.
In the end insurance is paying for a chunk of it but I have paperwork from the drug company showing they are willing to discount the drug by up to $13,000 a year for anything not covered by insurance.
And since my insurance company is greedy they don’t add that discount they aren’t paying for to my deductible limit like other drugs are.
It’s all a scam.
Yikes. There are times when PA is fine, but not when your members need treatment for addiction!
I wonder insurance companies found it's cheaper to let their opioid-addicted members OD and die…
Yeah I think you nailed the motive on this. Addiction probably impacts overall health which also drives up their costs for non addiction related coverage to the same people. Someone at the insurance company did the math on the money saved by people with addictions dying vs having to cover them for long term care.
One day, I hope the private healthcare insurance industry gets what it's due.
I watched an episode of Law and Order SVU where the detectives march in and arrest a CEO of an insurance company because they kept denying something or other. Immersion ruined!
Arrest? Fuck that. Guillotine him.
A lifetime ban on any insurance executive receiving medical care of any kind?
They would simply leave the country for care.