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I assume you don't believe in capitalism then. Because you suggestion is that the companies set the prices rather than the market. Anyway im for it because if done properly to should cover just needs. food and housing essentially. and it should replace all forms of cash assitance. welfare, disability, social security, unemployment. since anyone doing well would pay as much additional tax as they get or more then it just becomes something that helps when you need it. Lose your job and you immediately look for work not muck around with applying for unemployment because its always there. Get injured and you immediately have it. Can't work due to age and its there. work part time and its there to help if you can't handle 40 hours for whatever reason. have a kid, go back to school. Go to college and you have the funds to pay for the dorms and just need to worry about actual tuition.