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What’s your “I can’t believe other people don’t do this” hack? (lemmy.world)

submitted 3 months ago by TehBamski@lemmy.world to c/asklemmy@lemmy.ml

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[–] CmdrShepard42@lemm.ee 1 points 3 months ago

FYI if you get a FHA loan, you can't remove the PMI at all without refinancing. This was implemented after the crash in '07/'08. You can still get a conventional loan without doing the full 20%. I put around 10% down and just dropped PMI after about 4 years, though I likely could have removed it earlier if I'd paid for a new appraisal due to the increased property value.