this post was submitted on 13 Sep 2024
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Asklemmy

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[–] dharmacurious@slrpnk.net 5 points 3 months ago (1 children)

Can you recommend anything for learning more about this? We've been trying to go through the USDA because we cannot afford a down payment, but they require the house to be in basically perfect condition, meaning there's nothing we can afford.

[–] Kit@lemmy.blahaj.zone 3 points 3 months ago (1 children)

I went thru USDA for my first home and they had similar constraints. Talk with your bank's mortgage lender. It's possible that an FHA loan would do you better.

[–] dharmacurious@slrpnk.net 3 points 3 months ago

I will do that. Thank you very much