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this post was submitted on 13 Sep 2024
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A Boring Dystopia
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My wife and I make similar money and created a 20 year plan 20 years ago, we won't be rich, we just won't have to work. Think living off $4k a month for two people for life.
If you do it over 20 years absolutely it can be done.
But to do that and retire in your early 40's (40-43.33) as you suggest means people will need to likely meet in highschool or early college and work on it right away once they start earning income.
Unless people happen to create a similar plan 20 years prior and are able to find each other many years into their plans. It is possible, but it's harder.
edit: changed the perspective to people, not specifically you.