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Owed to who? Legit lenders ? If it got that bad, I’d just declare bankruptcy (inb4 Michael Scott memes). Some shady dude who is going to murder my family if I don’t repay them? Idk, they’d probably get me or my loved ones either way
I mean the example I gave was a guy who fled over student loans, which can't be discharged through bankruptcy and the US government can not be stopped from coming for you!