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Insurance in US (lemmy.ml)

submitted 1 year ago by Moohamin12@lemmy.ml to c/asklemmy@lemmy.ml

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Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

Is there no way for an individual to get their own personal insurance and not be dependent on the company?
What about freelancers, business owners and retirees? Do they forfeit their insurances?

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[–] Nightmaru@lemmy.ml 2 points 1 year ago

There is a way, and it is required, but it is much more expensive; therefore people usually pay for the least amount of coverage.

If you fall under a certain income threshold you can get free healthcare through medicare/aid.