this post was submitted on 04 Jul 2023
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Mildly Infuriating

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Maybe I shouldn’t be as pissed as I am but, for me, I like using my Apple card for autopay because I get 3% back with T-Mobile charges. What I like to do is use my CCs to max my rewards / cash back and then pay off my card each month.

Maybe I'm overreacting, but I’m not happy about this. Of course I don’t want to pay an additional $40 a month on my phone bill so yes, I’m switching autopay to a Privacy card, but F—, man.

Okay, I’m done lol

Edit 6/6/1023: So I made a new virtual card but when I add it to my T-Mobile account the site adds it and says it’s not supported for the discount. They’re going to force me to enter a physical debit card or bank account or pay an additional $40/month.

T-Mobile really has been sucking with their service strength in NY. But they’re doing very well at driving me crazy.

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[–] ninjan@lemmy.mildgrim.com 18 points 1 year ago (2 children)

It's because the CC companies charge out the ass to be a payment processor towards T-Mobile (and all other companies). I'm reasonably certain we'll see many companies outright refusing to accept credit cards within 10 years.

[–] elgordio@kbin.social 12 points 1 year ago (1 children)

This is something the EU got right by limiting interchange fees to 0.5% rather than the 3%+ in the US. It stopped companies charging consumers extra for credit transactions and also stopped weird outcomes where airlines and hotel companies became more interested in their branded credit cards than in providing an actual service.

[–] stevehobbes@lemmy.world 2 points 1 year ago

Yes, but did it also lower prices? If it doesn’t, I’d rather trust in my ability to maximize the cash back from that 1-3%.

If prices just went down by an equivalent amount, sure.

[–] hemmes@vlemmy.net 2 points 1 year ago

Exactly. That's why I was saying maybe I'm overreacting because I kind of get it… But still.