this post was submitted on 16 May 2024
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Getting a credit card with a green card is not hard at all, what are u smoking.
It is if your country isn't on the western credit based system.... A recent immigrant isn't going to have a loan or mortgage, and most often are in low income jobs, or even paid under the table.
Nah, my SIL is Chinese with a green card and has credit cards and even a mortgage. Arrived in 2017.
Sister in law...... Which means she is married to an American. I didn't say it was impossible, just very difficult for most immigrants.
You know it's possible for two green card holders to be married, right?
how recent do u mean, like sure if u been here less than a year and u dont have a green card probably hard but when u have it its not hard at all, how do u think people exist in this country before the 5 years for citizenship are up or even beyond that if they never get citizenship. also the person in the post studied in the usa they probably lived here atleast 4 years.
I think you are vastly underestimating how hard it is to get a start in a totally new country where you don't speak the language.
Cash....... Most immigrants rely on cash and don't really trust banking institutions. There are plenty of check cashing services that charge predatory amounts of money to cash checks for people who aren't able to utilize or get a checking account.
On a student visa.... You can open a bank account with a student visa passport, and a letter explaining your residency status. If you apply for an individual tax ID number and get assigned a social security number, you can apply for a credit card. But you don't really have any credit history, and they know you're only in the country temporarily.
I went through all this when my cousin came from Korea to go to school, it was a lot easier for him to just use his dual currency card.