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More like Lord and Saviour scrap all those insane laws and just let things happen until insurance won't cover it. 15-minute cities are the technocratic response to make a bureaucratic solution that emulates organic city development. It isn't the first time a technocratic solution promises to solve all our problems, the European integrated neighbourhoods made of brutalist concrete are now mostly dilapidated ghettos and have been shit for a long time.
Yeaaah sure, just let everyone build whereever they want...
I'm sure this is in no way lopsided to corporations that can afford to forego coverage for furthering their goal.
Well in a corrupt regime where they're not held accountable it is a problem yes, corporations funding it is a small clue why that happens all the time.