this post was submitted on 20 Feb 2024
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Right, but if you stop buying coffee every single day, even a cheap cup, that's like $30-100 saved per month or $1200 or more in a year. That's not nothing. That dread you get around the holidays of "will I have enough money to buy presents?", well, now you can buy presents.
People seriously buy coffees every day? I like coffee, and I have enough disposable income to buy coffees often outside, but honestly never do it. Maybe it's because I grew up poor but it seems an awfully wastefuk habit. I have coffee at home before work, or in the office (free).
If that was a typo, let it retroactively not be. Wastefuk is a great word, especially how you used it, which I read as adjectivizing 'the habits of a Wastefuk.'
Don't be a wastefuk, everyone. Make your coffee at home. But not with k cups.
Wastefuk, who let you out of your pokeball???
It's extremely wasteful. In college I was spending a lot on coffee, but as an adult who actually has to worry about budgeting, it's a poverty trap. North America runs on convenience items.
I don't think it's because you grew up poor. It's because why would you buy coffee everyday?
I buy coffee almost everytime I'm at an airport or a train station, but that's like... once every two months? If I would commute by train, I wouldn't buy coffee everytime I'm at the train station, I would just wait until I'm in the office to grab a cup.
But I did buy a coffee daily, when I was in university. There was no way to get a coffee besides buying one, so I bought one. So I think thats the main thing about buying daily, necessity. Some companies only have paid machines, so you buy a coffee daily when at work. In school or university you don't have a coffee machine available, so you buy one daily.
In uni we have 30 cent coffee machines and it was the only way to keep my brain going.
Dammnnnn. I should have gone to THAT school lol just on-campus Tim Hortons round my neck of the woods.
I love going out for coffee, especially now that my favorite coffee place started using mugs instead of cardboard plastic coated cups.
I get to mix a latte machiato with a double espresso, those mugs are huge.
Disclaimer: it's my workplace and the coffee is free.
For a sense of proportion, in a housing market where house prices go up 5% a year, a $200k house (which nowadays is cheap), goes up $10k in a year.
So that "trick" barelly slows down the rate at which you're getting further behind on your chance of getting your own place to live, even a cheap on in a moderatelly growing market.
Such barebones saving only works if you're really really close to being able to afford a house, otherwise you're just making your life a bit more miserable for no actual gain as the extra savings are just going to be sucked out in paying for just about anything where realestate costs have an impact (so, not just somthing quite directly affected like your rent, but also pretty much all products and services bought from stores and companies who rent their space).
At this point, if you don't have the income, you won't have the savings. You won't save your way to home ownership by cutting coffee out. But if you're a cup-a-day person from Dunkin or Starbucks or Tims or wherever, start making coffee at home and take back some of your money. I'd much rather make coffee at home and have an extra $1200 per year back.