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Let me put it this way, you could buy a 4090 now for 2k, then get prolly like 7-10 years out of it, or you could get something more midranged for like 300-400, and if you upgrade every other gen for the same price that means you spent at most 1200 which is more than 50% less than if you'd gone for the 4090 to be "future proof"