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Tip of the iceberg: I'm a carer for an elderly parent, the other one is terminally ill and long estranged, my sibling has his own (mental-) health issues, and despite being well educated I am terminally unemployed with a CV that's more gap than employment. I am past 40. In many ways it is too late for me to get my life on track. I power on, but I gave up a long time ago, it hurts less than having dreams. My current pension plan is a rope. Money would make my life better, but there are people who are far more deserving.
What could you do? Vote for progressive parties, politicians that are in favour of affordable healthcare, decent social security, social housing and perhaps even UBI.
Don't do this for some random stranger on the internet. Do this for yourself.
There's this myth that the homeless are all lazy, mentally ill or drug addicts. That the unfortunate deserve their misfortune. That you reap what you sow. It's a comforting lie. Bad things happen to good people all the time. Life is not fair. You can do your best and still lose.
The reality is that plenty of homeless people have (hard science) degrees, are highly intelligent, worked really hard only to find their pension had been stolen from them, were otherwise ripped off, or got ill and couldn't afford the bills. This could happen to you. Statistically, it is likely that this will happen to someone reading this.
Vote accordingly and realise that those less fortunate than you, could be you 6 months from now, through no fault of your own or that a stupid mistake could leave you in the gutter.