Unethical Life Pro Tips

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An Unethical Life Pro Tip (or ULPT) is a tip that improves your life in a meaningful way, perhaps at the expense of others and/or with questionable legality. Share your best tips you've picked up throughout your life, and learn from others!

ULPT Rules:

Tips must be unethical, tips that are ethical will be removed.
Tips must provide some benefit to you.
Post titles must begin with "ULPT" or "ULPT Request", and should be descriptive. The title should explain the gist of the ULPT without needing a description. Post that are walls of text will be deleted at the mods discretion.
No tips about rape, murder, suicide, or any tips that violate Geneva Convention laws.
No tip lists, each individual post should be about a single tip. This includes links to articles that list tips.

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dystop@lemmy.world

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Rent requirements in the US are nuts (i.imgur.com)

submitted 1 year ago by trexman@sh.itjust.works to c/unethicallifeprotips@lemmy.world

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[–] CountMonte@lemmy.world 4 points 1 year ago (1 children)

Our mortgage is $2600 month. My wife has a much better paying job than me. I make $2200 a month after taxes/deductions. She is currently going through cancer treatments and although everything is looking positive it really got me thinking about what the hell does life look like for my family if something happens to my wife?

I've had the same bus driving job for 23 years. I'm undereducated. A 2 bedroom, 1 bathroom apartment is $1600 month here. I don't know how I'd ever be able to take care of myself and two kids.

They want us to have 80k+ in school debt so you can be allowed to have mortgage debt or rent and own nothing. I don't know where I'm going with this but I'm just bummed out about life right now.

[–] DoomBot5@lemmy.world 1 points 1 year ago (1 children)

That's what life insurance polices are for. Will be pretty hard to get one with her cancer diagnosis though.

[–] Saeveo@lemmy.world 1 points 1 year ago (1 children)

Are you not required to have a joint life assurance policy as a condition of a mortgage in the US?

[–] stalfoss@lemm.ee 1 points 1 year ago (1 children)

lol no, the bank doesn’t care, they’ll just take your house if you can’t pay

[–] Corkyskog@sh.itjust.works 1 points 1 year ago

You literally beat me to this reply by like 4 minutes haha. Banks were giving variable mortgages to people who could barely afford current rates, they don't give a shit.