this post was submitted on 21 Jan 2024
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Privacy
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You won't find FOSS.
There are alternatives to Google Pay on Android however. My bank (a "Sparkasse", German government-owned bank) has its own mobile payment app which appears to just simulate a Visa/Mastercard's NFC chip. IME it works pretty much on any terminal that accepts physical contactless cards.
Banks have much stricter privacy policies by law and I need to accept their terms anyways.