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Bank of America. I have dealt with them on a corporate level, multimillion dollar assets, mind you, and seen gross incompetence and negligence that scared me. I'm talking about constant insecure data practices, inconsistent rules, terrible record keeping, and asset mismanagement.
The biggest weakness appeared to be how they treated their employees. Our "local branch" went through multiple managers in less than a year, and when we did business with the "employees du jour" in our quarterly meetings, they all acted like scared college students. Unprepared, inexperienced, and some cocksure with blatantly wrong information. And some downright unprofessional. For example, we had a meeting where they kept pronouncing our company name wrong, spelled our name wrong a different way, and kept adding parts to it. Like:
"Okay, as president of Reginald Incorporated--"
"Remington. Like the gun."
"Regingun international - -
"No no. REM MING TON. Remington."
"Right. Remington International - -
"Incorporated. There is no 'international' in our name."
"But you're a Japanese company?"
"No. We're American. We do business with the Japanese."
"Oh. Huh. Okay, as president of Remington Incorporated of Japan - -"
"NO. Just 'Remington Incorporated.' That's it."
"Oh wow. Sorry. I'm going to have to fix that on this paperwork, then."
"Yes. That's why we're here."