this post was submitted on 09 Nov 2023
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A Boring Dystopia

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Retiring at 51 with only 3x minimum wage/SS and a fully paid off $500,000 house, savings, no restrictions on moving someplace cheap or doing work from home for benefits and spending money. (lemmy.world)
submitted 1 year ago by Tarastie@lemmy.world to c/aboringdystopia@lemmy.world
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They'll obviously die of poverty the first week. Anyone else want to suffer this badly? /s

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[–] Ashyr@sh.itjust.works 10 points 1 year ago (1 children)

Dude should pay off his home. It'll appreciate, that savings account won't.

[–] Gigan@lemmy.world 3 points 1 year ago (1 children)

It’ll appreciate, that savings account won’t.

It depends, high yield savings accounts are getting >5% interest right now. Which could be higher than his mortgage rate.

[–] nowwhatnapster@lemmy.world 1 points 1 year ago

Mortgage = 2.25% Tbills = 5%

I can attest to this scenario.