this post was submitted on 06 Nov 2023
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Get a bicycle and use that for as much of your transportation needs as is possible.
If you can avoid owning a car by this method, you save a lot of money on car payments (or invested capital)/insurance/maintenance/fuel. Even if it doesn't allow you to ditch a car, you'll spend less on fuel.
If it replaces public transportation trips, then you save a bit on those.
Finally, the health benefits of extra exercise are going to pay huge dividends that are hard to measure but significant nonetheless.