Asklemmy

43757 readers

2316 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

Open-ended question
Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
Not ad nauseam inducing: please make sure it is a question that would be new to most members
An actual topic of discussion

Looking for support?

Looking for a community?

Lemmyverse: community search
sub.rehab: maps old subreddits to fediverse options, marks official as such
!lemmy411@lemmy.ca: a community for finding communities

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago

MODERATORS

107

What are some creative ways that you save money? (lemm.ee)

submitted 1 year ago by GreyTechnician@lemm.ee to c/asklemmy@lemmy.ml

98 comments fedilink hide all child comments

For me I generally pirate most books I read, although if there is a book I really enjoyed I will buy the physical copy.

I also generally tend to avoid having takeaways because they are just so expensive in this day and age with inflation and tend to opt for cheap meals like pasta or rice etc.

Also I don't pay for any streaming services, but borrow a VPN service from a friend to pirate the movies I watch.

Curious to hear of some ways that you people here save money.

you are viewing a single comment's thread
view the rest of the comments

[–] YoBuckStopsHere@lemmy.world -1 points 1 year ago (1 children)

One kid costs about $10K a year, mostly daycare or after school care. Usually a couple can afford that and still be okay. The return on investment is pretty big since the kid provides you with lots of opportunities being a childless couple does not. Now having four, that's a ticket to broke town.

[–] Overzeetop@sopuli.xyz 4 points 1 year ago

$10k is low end, and won’t even cover paying for 4 years of a state college. In state most places is pushing $35-40k/yr including room and board. Out of state is closer to $60k/yr. If you make enough not to get any financial assistance, Ivys in big cities are going for close to 6 figures once you pay for stupid-expensive rent. Even in a good growth fund, $10k/year starting at birth may not even fund a BS degree.

Now, ongoing maintenance on multiples gets cheaper in quantity, you just have to steer them towards the trades so their college costs disappear. Or hope they get full ride scholarships with housing allowances.