this post was submitted on 06 Nov 2023
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Asklemmy
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I pirate damn near every piece of media I consume.
I also have my automatic 401k contributions at work cranked up to like 15%. I never see the money in my bank account so I don't even think about it and force myself to fit into a smaller budget- which is the best way to save.
Wish I could crank my 401k. But Iโm already having to work a second job to make ends meet. Iโve been sorely tempted to get that 4% back in my pocket for about a year now.
Yeah the auto transfer on paycheck is really good.
Although I do it through an auto transfer from my bank account to stocks account and then an auto buy of various ETFs and indexes (we don't have 401k where I live)
helps with the "this I what I got" mentality, rather than slowly creeping your daily expenses up to meet your full paycheck