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It's how I buy everything. I rarely carry cash. You steal my cash I'm out my money. You steal my credit card, I cancel the card and get a new one.
Small purchases like a couple cookies ( about $1.50 to $2.00) then I will probably pay cash because the store probably loses money if I use a card. The absolute vast majority of purchases I use the card. If I don't have the money in the bank then I don't buy the item.
2 cookies at $3.50 each = $7 plus tax about $7.50 plus possible tip (20% please - go to heaven tip) = $9 - safe from hell price.
3.50 for a cookie?
Either those are some huge cookies or you live in a high cost of living area.