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There must be something wrong with the math that they used here, because I'm familiar with a few of these markets and have a higher salary than what is listed and definetely couldn't buy a house in those markets without it being more expensive than would be responsible - both in terms of down payment and monthly cost
For example, I think you'd need a lot more than 180k to buy a house in LA
It's possible they're including buyable apartments as well as single family houses but 180k still sounds WAY too low for LA
Same with San Jose. 1.6m will get you a 1bd apartment. A 3-4 bd house will run you at least 2.5m
Yeah that could be it, or maybe they're doing the math as literally "is your monthly take home less than the cost of the monthly payments". In which case I could see 180 qualifying, but that isn't how any sane person would define affordability lol