Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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Do you all use cash for transactions or credit/debit? (lemmy.ml)

submitted 2 years ago by valkyrie@lemmy.ml to c/privacy@lemmy.ml

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Obviously cash is the more private option, but I have had trouble getting away from the convenience of using cards. Is there a way to use debit or credit cards and preserve privacy?

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[–] kevincox@lemmy.ml 0 points 2 years ago (3 children)

I know I shouldn't for privacy reasons, but I use credit for almost everything.

Easier, I don't like dealing with change or carrying around loads of cash. I can also just pay with my phone.
Cheaper. The credit card scam is that you get 2% off your purchases (in North America). Or even more for certain verticals.
Needed for online anyways.

Of course the scam is that prices go up 3-6% to account for credit card fees, then the credit card companies give you some of it back. Of course if you don't participate you are just paying higher prices for nothing.

[–] thoughtcrime@lemmy.ml 1 points 2 years ago (1 children)

In europe there is a max comission of 2-3% :p

[–] kevincox@lemmy.ml 1 points 2 years ago (1 children)

Yup, a much more reasonable system and largely prevents the scam. That is why I didn't use a credit card when I lived in Europe. IBAN transfers also make it feasible for online without credit/debit. However debit (or credit) is still significantly more convenient for day-to-day transactions in my opinion.

[–] thoughtcrime@lemmy.ml 1 points 2 years ago

Yes, sadly thats true. I am actually looking into an smart payment ring hehe.

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