Privacy

31874 readers

566 users here now

A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

In this community everyone is welcome to post links and discuss topics related to privacy.

Some Rules

Posting a link to a website containing tracking isn't great, if contents of the website are behind a paywall maybe copy them into the post
Don't promote proprietary software
Try to keep things on topic
If you have a question, please try searching for previous discussions, maybe it has already been answered
Reposts are fine, but should have at least a couple of weeks in between so that the post can reach a new audience
Be nice :)

Related communities

Chat rooms

[Matrix/Element]Dead
Discord

much thanks to @gary_host_laptop for the logo design :)

founded 5 years ago

MODERATORS

Do you all use cash for transactions or credit/debit? (lemmy.ml)

submitted 2 years ago by valkyrie@lemmy.ml to c/privacy@lemmy.ml

17 comments fedilink hide all child comments

Obviously cash is the more private option, but I have had trouble getting away from the convenience of using cards. Is there a way to use debit or credit cards and preserve privacy?

you are viewing a single comment's thread
view the rest of the comments

[–] kevincox@lemmy.ml 0 points 2 years ago (1 children)

I know I shouldn't for privacy reasons, but I use credit for almost everything.

Easier, I don't like dealing with change or carrying around loads of cash. I can also just pay with my phone.
Cheaper. The credit card scam is that you get 2% off your purchases (in North America). Or even more for certain verticals.
Needed for online anyways.

Of course the scam is that prices go up 3-6% to account for credit card fees, then the credit card companies give you some of it back. Of course if you don't participate you are just paying higher prices for nothing.

[–] thoughtcrime@lemmy.ml 1 points 2 years ago (1 children)

In europe there is a max comission of 2-3% :p

[–] kevincox@lemmy.ml 1 points 2 years ago (1 children)

Yup, a much more reasonable system and largely prevents the scam. That is why I didn't use a credit card when I lived in Europe. IBAN transfers also make it feasible for online without credit/debit. However debit (or credit) is still significantly more convenient for day-to-day transactions in my opinion.

[–] thoughtcrime@lemmy.ml 1 points 2 years ago

Yes, sadly thats true. I am actually looking into an smart payment ring hehe.