this post was submitted on 02 Jan 2022
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Privacy
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Payment does NOT belong in a messenger, way too high a risk of an exploit in one leading to control over the other.
While I agree with this, many other messengers have payments and not having them could prevent people from switching. I would rather use Signal’s MobileCoin than whatever Facebook comes up with, mobile payments are HUGE in Asia and is probably coming to the US too.
But there is no need to have it in the messenger. That just sounds like a stupid idea: make your payment system connected to the internet, addressable by name and make it parse and load all kinds of media. Mobile OS have per-app sandboxing so why not take advantage of it?
I don't see a problem with having messenger as hot wallet, just don't keep too much in it. Read the discussion here https://repo.getmonero.org/monero-project/ccs-proposals/-/merge_requests/252
There is no good reason to risk any amount. It is ridiculously idiotic; like having a wallet on the outside of your car to pay for parking tickets... sure, it's a tiny bit more convenient and as long as you're either driving or parking your car in a garage most of the time it's unlikely the money will be stolen, but who the fuck thinks it's a good idea? Also note the risk of the reverse; Cryptocurrencies are a juicy target and lot's of code has been found exploitable over the years. I'd be just as worried about an exploit in that part leading to a breach into the messenger security... It is a fundamentally stupid idea to combine these.
You have a point, but again you have a money's worth stake on your messenger of choice, as well as the platform. No doubt they have a lot of holes, but credit card or password stealing is the same thing. You totally forget that coins like ethereum, bitcoin and such are traceable, so there is no way to cash out stolen money.
I think having payment in the messaging app will be expected as it is becoming the norm. But I don't like that signal is partnering up with a private crypto coin corporation.
Is the answer necessarily cryptocurrencies? Maybe a stablecoin version or just some different intermediate way to send payments privately that doesnt involve cryptos?
There is GNU Taler from GNUNet project (its not popular ofc), and hashgraph (discussion here https://libredd.it/rty0vt ), the main advantage of monero and crypto more generally is to have a way to send money.
Stablecoin is also full of shit, as in practice it is backed so little and with securities rather than moneu that it can easily crash. I heard that Nova coin transactions used in WhatsApp trigger movements in underlying USD accounts, if that's more what you'd be expecting?
From the lead developer: Code that doesn't get executed cannot be exploited. It's true that, when exploiting a vulnerability (in reachable code), you can take advantage of everything loaded into the program memory to take control of the execution, including unreachable code. But you're assuming there's a prior critical vulnerability in Molly that allows to alter execution flow in the first place
Another comment from them: Also consider that Whatsapp and iMessage were exploited by flaws in the multimedia libraries. Should we remove image and video sharing in messaging apps?
It is optional and will be able to be fully disabled easily
Disabled != Not even in the binary. Buffer overflows regularly lead to executing "disabled" (read: behind an "if" statement) code.
From the lead developer: Code that doesn't get executed cannot be exploited. It's true that, when exploiting a vulnerability (in reachable code), you can take advantage of everything loaded into the program memory to take control of the execution, including unreachable code. But you're assuming there's a prior critical vulnerability in Molly that allows to alter execution flow in the first place
Another comment from them: Also consider that Whatsapp and iMessage were exploited by flaws in the multimedia libraries. Should we remove image and video sharing in messaging apps?