this post was submitted on 31 Aug 2023
1150 points (97.0% liked)

Unethical Life Pro Tips

4759 readers
1 users here now

An Unethical Life Pro Tip (or ULPT) is a tip that improves your life in a meaningful way, perhaps at the expense of others and/or with questionable legality. Share your best tips you've picked up throughout your life, and learn from others!

ULPT Rules:

founded 1 year ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[–] ArbitraryValue@sh.itjust.works 34 points 1 year ago* (last edited 1 year ago) (2 children)

They don't check your credit? They checked my credit the last time I rented.

Also you don't need to photoshop when it's easier to edit the html.

[–] ManosTheHandsOfFate@lemmy.world 44 points 1 year ago (2 children)

You can have good credit and a low salary.

[–] habanhero@lemmy.ca 2 points 1 year ago

Landlords also ask for pay stubs / proof of income.

[–] jivemasta@reddthat.com 0 points 1 year ago

Yes, but also you don't get good credit by entering into contracts you can't afford. What I can and can't afford are my decision to make.

Just like you can have good credit and low income, you can have high income and be shit with money. It really doesn't prove anything by showing a pay stub.

[–] wintermute_oregon@lemm.ee 14 points 1 year ago (1 children)

Credit doesn't show income. It is just a score with income not factored in.

[–] mosiacmango@lemm.ee 4 points 1 year ago (1 children)

Experian offers a service called "theworknumber" that will sell you income data to anyone for $60.

You cant opt out because fuck american laws, but you can demand they "freeze" it like credit, so any inquiry is just rejected.

[–] wintermute_oregon@lemm.ee 0 points 1 year ago (1 children)

That may solve who’s texting me if I’d like to sell a property. They keep asking me about properties i haven’t owned for years but I use to live at.

[–] Trainguyrom@reddthat.com 2 points 1 year ago (1 children)

At least you get texted about properties you once owned. I get texted about some dude's properties across the country even though this hasn't been his number for a good decade now

[–] wintermute_oregon@lemm.ee 0 points 1 year ago

Haha it’s just weird to get a txt asking if I want to sell x property I haven’t owned for twenty years.

It has to be a credit report thing as my gf gets txt about the properties and she has never been on the loans or titles. The properties are always in my name.