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How does pausing Student loan debt cause more credit card debt? Shouldn't it cause less because people have more money?
The first rule of financial literacy is to stay from credit card debt like the plague. Have we failed as a society to teach this?
When your life is already irrevocably fucked for listening to what you're told for 18 years and attempting to better yourself by pursuing a vocation you're passionate about, in a country that doesn't value the most important professions like teaching, you can eat saltines in a rented room and wait to die while your fellow Americans insult you for "making bad decisions," or you can buy a nice thing with a credit card and then continue to eat saltines in a rented room waiting to die while your fellow Americans insult you.
At least with the latter you have a nice thing to die with. Sure as shit won't get any "nice" from your fellow Americans who gain pleasure from your misery.
I think it has more to do with why student loans were paused, the pandemic. Think of the number of people who lost their jobs and what the job market looks like now.
Not taught to most Americans, unfortunately.
I wonder if a lot of the people who had their loan payments paused also lost their jobs or had to find less lucrative employment outside of their degree specialty due to the pandemic? That seems to me like a simple explanation for why their debt would increase
Should it, in theory yes. Did it, according to this article no.
No, no, no, no. You’ve got it all wrong. With the payments on pause, that meant they would never have to repay the loans. So, of course, that means go buy ALL the things.
There are probably plenty of people who got screwed by Covid, and had no choice but to pay for stuff with credit, but I’d guess a lot of people thought the pause meant it was gone.
Probably?
What is your fucking damage? Do you have the slightest inkling what it was like for parents for those two years? How about essential workers? How about you fucking redhats screaming about masks and vaccines?