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I also am uncertain about the 2nd hand value of electric cars. Don't know how much battery degradation kills their range...
There is a lot of FUD paid for by the oil industry on this subject.
BUT in EV circles, you see stories like:
https://insideevs.com/news/592845/tesla-model-s-passes-1-million-miles/
Generally the battery will out last the rest of the car. The warranty on the battery is normally 8y/100000 and it will absolutely last longer than that.
Batteries that out live their car are already a thing and getting a second life as static power storage. I know if some in homes, but I also know of plans to have them in big banks for grid level backup.
I’m not sure if EVs have something similar to iPhones battery monitor so you can the health of the battery. But yeah it’s going to be risky buying a used EV.
It's not that risky, the battery are designed to last in a way iPhone battery aren't. iPhone batteries if anything are designed to not last!
At the cost saving, maybe the "risk" is worth it. My commute was costing me £16 a day in diesel, now it's £8 of kWh and as of Friday, when I get the night rate, £2 a day. So yes, my monthly repayments are a bit more than they were on the diesel, but minus the fuel saving of electricity over diesel, it's substantially less.