lemmytellyousomething

This is illegal in Germany by the way.

TLDR für die, die nicht wissen, worum es geht?

I have like 20 flatpak software products running without any problem for 2 years now.

I'm not a fan of the bloated plain text md files either. But I had not found a FOSS alternative that offers all the other features, like Android apps, pencip drawing support on tablets, the E2E encrypted sync between devices via a central server, ...

I'm not against one more md note taking app and I like KDE, but do we really need one more?

Are there major differences planned compared to Joplin?

The walls of the building just retreated to the ground to take better positions there...

Bought it a month ago... Using it extensively at the moment...

The government is kind of progressive now. The green party is part of it. The conservatives are not part of it at the moment...

Maybe.. But probably, because tge last survey is from a different institute..

The 15 seconds are more like a maximum. It's usually faster. Taking out you phone and maybe entering the phone PIN, opening the banking app and entering a PIN for that takes some time, too.

The advantage that Paypal still has: It's like a social network. People are connected and it might be easier to use it instead of first asking people for their IBAN code to send the money...

SEPA is actually what we had so far. That is how the employer sends you the money. That's how you pay rent. That's how you pay off debts. That's how your insurances take money from you.

SEPA instant payments is what's new and it allows to transfer money to someone in under 15 seconds. It existed for a few years, but usually cost money and was not even available for all banks. That's changing now. Step 1 is making it free and force all banks to offer it. Step 2 will be replacing the old, slower system with it completely.