Dude, I have no idea what gave you the impression that I was confused about any of what you just said.
The commenter above me struggled to understand the article and thought that the author was trying to convince individuals to abandon their existing mortgages or to stop refinancing them when lower rates justify the cost of doing so.
The article isn't suggesting that home owners should shoot themselves in the foot by giving up their great fixed rates. They are saying that the incentives are backwards and the system is unfair.
People are less likely to move right now and those who need to buy right now are punished for it. A system that was more fair would spread the pain of high inflation to everyone and even make combating runaway inflation easier. At the moment, the high rates have basically no impact on those (like you and me) who were lucky enough to buy or refi in 2021.
This could be better than the current situation but I could imagine a lot of side effects to that system. Maybe if there was a lower threshold that had to be met so we couldn't have situations where someone with 20 votes wins.
You are misquoting the comment above yours. The title of this post is an example of a member trying to exclude himself from the rottenness of the party.
It isn't immutable. There are already 27 amendments.
Right. Applying any form of application-level encryption to the account IDs stored in the voting tables would prevent anyone without the secret from being able to find out who voted for what by peeking at the voting tables.
The more I think about this problem, the more solvable it seems to be.
It is only shocking if the expectation was set that your votes are private. If you wanted to avoid linking an identifiable account with their votes then you could use a de-identified user account to track a user's votes.
You could to perform deterministic hashing prior to persisting a vote to ensure that those looking at the database can't go backwards to find the specific users who voted on a post. But any service that knows the salt and hashing algorithm can start with a user account and determine that user's voting history.
This allows you to track up/down votes per user without allowing over-priviledged DBAs or malicious actors from poking around voting histories of identifiable users.
Even under ideal conditions, efuels are still very energy intensive. It's also interesting that the biggest advocates for efuel adoption are oil companies.
https://www.reuters.com/business/autos-transportation/what-are-e-fuels-can-they-help-make-cars-co2-free-2023-03-07/
You also should try to elaborate on what it means to "cheat" because it sounds like you are just making up a Boogeyman after listening to too much Fox News.