Chozo

Lemmy loves to shit on billionaires, until it's one they think they like.

Your TV doesn't need a screensaver. You can just... turn it off.

You're trusting that a) they're not malicious and b) they have their shit together and c) even though they do have their shit together someone doesn't find a random exploit anyhow.

You could say this about literally any solution short of hand-delivering cash in person.

You do realize that if the bank authorizes a transfer, that you did not… it’s wire fraud and they’re obligated to refund that cash, regardless if they recoup the cash or not.

You do realize that not every transaction happens in countries where these protections exist, right? Not everybody can rely on something like the FDIC to protect their funds.

On the other hand, if you give your credentials to a 3rd party, that’s against the ToS none of us actually read, and if something happens to your account; they’re going to deem it as your fuck up.

You're not providing your bank credentials directly to the third-party, either. They use OAuth-like systems to log you in, typically. I'm not familiar with Ozow, specifically, but from what I can tell about their company, they appear to be doing mostly the same things as Plaid.

It's also risky to give. Banks will generally approve all transactions between two accounts if one of them is a business account, because the assumption is that those are business transactions and are legitimate 99.99% of the time, so there's very little scrutiny involved for those transfers. Giving the merchant your routing/account number gives them access to make withdraws from your account at will and at any time and can't be revoked, and giving that access to somebody you may not fully trust the reputation of is a dangerous move.

A trusted financial institution as a middleman can be useful for those situations, because they'll tokenize your details to expose as little as possible to the merchant, directly. These services are typically insured, so even if something did happen to your account, you're more likely to get your money back than if you gave a merchant direct ACH access to your bank account. It's basically a modernized version of Western Union.

My parents used to get so mad at me for poaching the batteries from all the remotes.

Are you a goat?

The data used to configure it.

I don't understand why it's so hard to sandbox an LLM's configuration data from it's training data.

@ryujin470@fedia.io You can't log into other instances from your Fedia account. Not yet, at least. I know that account portability is something that many Fedi platforms are working on improving, so that could change in the future!

We did this in Austin, and I hate it. It's probably fine if you go to the store and use your own totes, but my situation requires that I have to get my groceries delivered, so that isn't an option for me. And instead of plastic bags which I could crumple up to take up near-zero space and actually reuse, my house is filled with enormous paper bags that have already ripped before I got the groceries up the stairs in the first place and take up tons of space and have basically zero reuse value and go straight into the trash after one use. I used to reuse plastic shopping bags all the time; waste basket liners, collecting random odds and ends to throw away together, organizing and storing dozens of random cables and chargers, etc.

I wish there was a better way to dispose of plastic bags. Because while I understand the reasonings for the ban, the result is majorly inconvenient and ironically results in more single-use products in my life.