Bgugi

"nobody wants to work with a Debbie downer"

You could always just buy any TV with an an analog tuner and watch whatever's on the air these days.

The "disbanding" of the pandemic response team is largely misrepresented. I don't disagree with the rest, or see how it's at all relevant to the current conversation.

If they aren't better off, why wouldn't they just say no?

So long as he doesn't try to use them!

There have been so many studies showing that everyone from average joes to top-tier judges can't tell the difference between cheap and expensive wines.

Lol, I've said for years that you should always buy second cheapest booze (unless it's a variety you're passionate about). Never go cheapest because... Shudder... But usually second cheapest is good enough.

Okay... But... Outside of conflicts of interest, wouldn't those families be worse off without this unconventional life insurance policy?

You say that like it's a bad thing?

Agreed.