TagSpaces is a cross-platform file browser that operates very similarly to a regular file browser except it supports tags
If you're just using Windows files.community does something similar with a tighter integration with Windows
The benefit of both is that all their organization features sit on top of the regular file system so you can continue using the organization you have already
Funny enough, that's a feature of GitHub copilot: https://code.visualstudio.com/docs/editor/github-copilot#_generate-git-commit-messages
https://devblogs.microsoft.com/visualstudio/write-your-git-commits-with-github-copilot/