this post was submitted on 13 Jan 2025
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A Boring Dystopia

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[–] Viking_Hippie@lemmy.dbzer0.com 8 points 3 weeks ago (1 children)

100$ for coffee? Someone has GOT to rein in Starbucks!

[–] Shardikprime@lemmy.world 2 points 3 weeks ago

There's millions of people loading 50 bucks on the Starbucks card for those sweet points gains

[–] endeavor@sopuli.xyz 4 points 3 weeks ago* (last edited 3 weeks ago) (7 children)

I don't have a single friend who takes loans for anything except morgage, wedding or an affordable car. I haven't met anyone who has said taking a loan and having a credit score is anything but bad.

[–] Speculater@lemmy.world 4 points 3 weeks ago

Well, it's not uncommon for poorer people to see payday loans as a bandaid. I took some out in my twenties and everyone in my family has at one point. I'm now in a position that I'd never need one but they're not targeted at people with money. Which should tell the public how absolutely predatory they are.

[–] Bytemeister@lemmy.world 2 points 3 weeks ago

The credit system is a game to get you stuck constantly paying for things you'll never afford. When I had no debt settled my student loans, and paid off my car, my CS was 630. Now I have 20 K of CC debt, a car loan, and a mortgage, and my score has never been higher.

It's a bullshit system, and now that I have a house, I'm going to clean all that up and go back to never spending on credit again.

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[–] UnsavoryMollusk@lemmy.world 3 points 3 weeks ago

I feel sick, this is revolting

[–] Classy@sh.itjust.works 3 points 3 weeks ago

Brb, I'm gonna take one of these out and apply to Caleb Hammer

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