this post was submitted on 12 Jul 2023
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The problem is is that insurance is a scam, you pay out the ass monthly for something you may need to use at some point in the future, and even then they're like "we may cover the cost of this later on, but first you have to pay $500 (the deductible) until it comes to the point..."
Exactly! I take fastidious care of my teeth - I've only ever had 1 cavity 10 years ago - but recently I broke the filling and the dentist said it has to be a crown. I have dental insurance that covers two cleanings per year and just like u said, I still had to pay $500 for the crown. That was a big setback.
You know I'm starting to realize why so many people in this thread have dental issues.
Go to the dentist, even if your teeth are currently fine.
Yeah, just to sit there in the waiting room for 2 hours, have them brush your teeth for you, and be like "yeah, everything looks good. come back in six months!". I can brush my own teeth, thanks.
"Everything looks good, come back in 6 months."
(6 months later)
"Looks like you need 2 root canals and a crown."
The point of insurance is supposed to be cover surprises because everyone eventually has a few. Typical dental coverage nowadays isn't really insurance at all, it's a payment plan. I literally opted out of insurance in a year where I expected I needed dental work and it saved me money.
...how old are you?
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