this post was submitted on 19 Mar 2025
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Privacy

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Hi, nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.

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[–] Xanza@lemm.ee 19 points 1 day ago* (last edited 1 day ago) (15 children)

Privacy.com.

I've been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.

You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can't use it.

I very highly recommend using their service to protect yourself using online payment systems.

As far as obfuscating your purchase history, that's kind of part of the territory. That information will always be available to your banking institution and if so facto, the government...

[–] marauding_gibberish142@lemmy.dbzer0.com 3 points 21 hours ago (1 children)

I've used them and had a lot of trouble getting their cards to be accepted by online merchants

[–] Xanza@lemm.ee 2 points 12 hours ago

Because of US financial laws the virtual card numbers are prefixed as prepaid cards. So in certain situations you're going to have friction where the merchant you're dealing with isn't able to, or can't use prepaid cards.

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