this post was submitted on 13 Jan 2025
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The military isn't a trap because people are naive. It's a trap because poverty exist and people have families to feed.
The muscle car dealership right outside of basic, that is a trap.
It’s surprisingly affordable with this 84 month loan!
The criminal thing about car loans is they often increase the loan APR as the duration increases, so it’s not just exponentially more expensive, the exponent is larger too!
It looks affordable until you find out your 84 month loan means you pay 25% more for the vehicle.
Also the second criminal thing is the depreciation curve is front loaded, so when you go to sell or upgrade you owe more and your asset is worth less.
Wym 29% is a bad interest rate?
It definitely got me because I was naive